Mortgage Post Closing Services
Trailing Document Retrieval
We follow up with third-parties via phone and email to retrieve trailing documents such as mortgage or trust deeds, assignments, tax records, modifications, assumption agreements, mechanic's liens, UCC records, judgments, and more. Assignment, lien release, and final title policy issuance are all done only after completion of this process.
Assembling the Post closing Loan Package
Work with title companies and brokers to review and assemble the final post-closing package. Review post-closing loan packages for accuracy and completeness. Evaluate whether the file meets your requirements so that the loan can be insured, sold, and protected against fraud. Prepare a shipping package per investor preferences.
Post Closing Data Integrity Audit
We conduct a post-closing mortgage audit to address deficiencies that may have crept in. This is a critical step for mortgage post-closing and includes tasks such as verifying occupancy, addressing issues flagged by the underwriters, etc.
MERS
We register all approved loans with MERS (Mortgage Electronic Registration System) as part of our post-closing process. It is designed to track rights and ownership of mortgage loans.
Post Closing Quality Control Review
Ensure complete compliance with underwriting requirements as mandated by Freddie Mac. Meticulously monitor the overall quality of mortgage production such as income and assets; re-verification of employment, comparison of signatures, initials and dates; review of automated underwriting approval; appraisal review; audit reports etc.
Tax, Insurance & Reserve Audits
Review of all insurance, tax, and reserve requirements. Check that standards are upheld for reserves.
Quick Links
useful links
Get In Touch
- Address: 1964 Heritage Oaks Street, Las Vegas, NV 89119. U.S.A
- +1 (702) 809 2713
- +1 (702) 451 1125
- info@ardurtechnology.com
Ardur Technology © 2022 | All rights reserved.