We assist lenders in collecting supporting documents such as bank statements, mortgage statements, pension statements, escrow documents, divorce decrees and child support documents, etc. We also order homeowner's insurance and the flood certificate for the property. After collecting all the documents, we file them in an orderly way for easy access and archival.
We review third party documents like Appraisal, Title, HOI, 4506T (Tax Transcripts) etc. as loan application references and details of the property to authorized appraisers. We also check payment receipts for appropriate appraisal fees and check property titles. We provide you a detailed report to be complaint with regulations with a clear focus on contradictory information, incompatible findings and data that cannot be validated.
We review 1003 form and all other documents such as W2s, pay stubs, GFE, TIL, Form 1008, borrower's authorization etc., to ensure that all the information necessary for processing the application is provided.