Mortgage Pre-Processing Support Services
Accelerate loan approvals with expert mortgage pre-processing outsourcing & loan origination support services
Mortgage Pre-Processing Support Services Solutions
Accelerate loan approvals with expert mortgage pre-processing outsourcing & loan origination support services
Rate Lock Management
Our dedicated mortgage processing team manages the entire rate lock process and interest rate commitment workflow, ensuring rapid response times and borrower satisfaction. We coordinate directly with borrowers and lenders to secure loan commitments within the rate lock period, minimizing interest rate risk, avoiding extension fees, and enhancing customer experience through efficient mortgage pre-processing and loan origination support.
CAIVARS Verification
We perform comprehensive CAIVARS (Credit Alert Verification Reporting System) screening to verify borrowers have no history of delinquent federal non-tax debt including VA debts, HUD debts, SBA loans, or student loan defaults. We verify borrower profiles against the CAIVARS database in full compliance with the Debt Collection Improvement Act (DCIA) to protect lenders from high-risk mortgage applications.
1003 Review
We meticulously review and validate the Uniform Residential Loan Application (URLA Form 1003) to verify all borrower-supplied information including personal details, employment history, income documentation, asset verification, property details, loan amount, signatures, and disclosures are complete and accurate before submission to underwriting.
MERS Check
Our certified mortgage processing specialists compile comprehensive borrower reports and register loans with MERS (Mortgage Electronic Registration System), enabling efficient tracking of loan ownership transfers, servicing rights, and lien positions throughout the entire mortgage lifecycle.
Loan Estimation Review
We prepare and deliver accurate Loan Estimates (LE) to borrowers within 3 business days of application, including all required disclosures such as loan terms, interest rate, monthly payment, closing costs, APR, and final payment schedule in full compliance with TRID (TILA-RESPA Integrated Disclosure) regulations.
Generation of Disclosures
We generate and deliver all mandatory federal mortgage disclosures including Loan Estimate (LE), Closing Disclosure (CD), TRID disclosures, RESPA disclosures, and state-specific loan disclosures to borrowers in compliance with Regulation Z, TILA, and consumer protection laws, completing this critical step in the mortgage pre-processing workflow.
Key Service Features
Professional Expertise
Industry-leading professionals with deep domain knowledge
Rapid Implementation
Quick deployment with minimal disruption to operations
Quality Assurance
Rigorous quality control and compliance standards
24/7 Support
Round-the-clock support and monitoring services
Why Choose Our Service?
Discover the advantages of partnering with us for your business needs.
Cost Reduction
Significant cost savings through process optimization and operational efficiency improvements.
Improved Efficiency
Streamlined workflows and automated processes that boost productivity and performance.
Quality Assurance
Enhanced accuracy and consistency with rigorous quality control measures.
Faster Delivery
Reduced turnaround times and accelerated project completion schedules.
Expert Team
Access to skilled professionals with extensive industry experience and expertise.
Global Reach
International presence with local expertise and round-the-clock support capabilities.
How We Deliver
Our proven methodology ensures successful implementation and measurable results.
Discovery & Analysis
We conduct a thorough analysis of your current processes, identify pain points, and understand your specific business requirements and objectives.
Strategy Development
Our experts develop a customized strategy and implementation plan tailored to your unique needs, timeline, and budget constraints.
Implementation
Our experienced team executes the solution with minimal disruption to your daily operations, ensuring smooth transition and adoption.
Optimization & Support
We continuously monitor performance, optimize processes, and provide ongoing support to ensure sustained success and maximum ROI.
Ready to Get Started?
Let's discuss how our Mortgage Pre-Processing Support Services can help transform your business operations and drive measurable results.